Survival designs with time-varying covariates (TVCs) are extensively Utilized in the literature on credit rating threat prediction. Nevertheless, when these covariates are endogenous, the inclusion process has been restricted to tactics for example lagging these variables or dealing with them as exogenous. That leads to possible biased estimators (
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We suggest a completely new dynamic modeling framework for credit risk evaluation that extends the prevailing credit history scoring versions built upon historical info static configurations. The driving plan mimics the theory of films, by composing the design which has a sequence of snapshots, as opposed to just one photograph. In doing so, the dy
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